Dealer-sponsored Payment Protection Program
Keep more customers.
Sell more cars.
Build stronger portfolios.
Better experience / reviews.
Unexpected financial hardships happen. Through our dealer-sponsored Payment Protection Program, eligible customers can apply for 0% payment assistance to stay current on their vehicle loan — strengthening the relationship between customer, dealership, and lender.
First 2 assists
Included
Covered by your $995/month subscription, every month
Additional assists
50/50 split
Dealer and BufferLoan share the customer's payment
Loan performs?
You get your half back
Risk shared. Your half is refunded when the customer repays in full.
Always
0% to the customer
Safe, simple, lender-restricted payment assistance
Why BufferLoan?
More than payment assistance
BufferLoan isn’t a bank. It isn’t another financing company.
It’s a Payment Protection Program designed specifically for automobile dealerships that want to protect customer relationships while promoting healthier lending portfolios. When customers encounter temporary financial hardships, BufferLoan provides eligible assistance before a missed payment becomes a larger problem.
Protect customers
Life happens. Job interruptions. Medical emergencies. Unexpected expenses. BufferLoan gives eligible customers access to temporary 0% payment assistance when they need it most.
Strengthen dealer relationships
Customers remember dealerships that stand beside them after the sale. BufferLoan creates an experience customers talk about—building trust, loyalty, repeat business, and referrals.
Support healthier lender portfolios
Helping customers remain current can contribute to healthier loan portfolios, stronger dealer performance, and more productive relationships with finance companies.
How BufferLoan works
The dealership enrolls
Your dealership joins the BufferLoan Payment Protection Program and can offer it to customers.
The customer applies
When an unexpected financial hardship happens, the customer contacts BufferLoan and submits an application.
BufferLoan assists
When approved, the customer receives their payment on a lender specific debit/credit card allowing them to make their payment at 0%.