Policies
Cancellation and Prepayment
Effective date: July 28, 2026
Borrowers.
You may prepay your BufferLoan loan in full or in part at any time, with no prepayment penalty. Because our loans carry 0% APR and no fees, prepaying never costs you anything extra: you only ever repay the amount advanced. You may cancel automatic payments at any time by contacting us or through your account; cancelling autopay does not change the amounts owed under your repayment schedule.
Dealers.
Dealer subscriptions are month to month. A dealer may cancel at any time, effective at the end of the current billing period, as described in the Dealer Subscription Agreement.